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Struggling with a Deposit? A Guarantor Loan Can Help. Get into the property market sooner—with a little help from your loved ones.
Saving for a home deposit can feel impossible—especially when property prices are rising faster than your savings account. That’s where guarantor loans can change the game. If a close family member (like a parent or sibling) is willing to use a portion of their property’s equity as security, you could buy a home with little or no deposit—and potentially avoid thousands in Lenders Mortgage Insurance (LMI).
NextGen Home Loans, we help first-home buyers and their families understand how guarantor loans work, what the legal and financial responsibilities are, and how to structure the loan to protect everyone involved. We make sure your guarantor only secures the necessary portion of the loan—not the full amount—and we guide both parties through every step with care, clarity, and zero pressure.
Interest only repayments for 3 years
Interest rate
Repayments after Interest only period
Total loan repayments
Total interest charged
on Both Sides. Clear advice for both borrower and guarantor, so everyone feels confident and informed.
