Low Doc loans

Self-Employed? You Still Deserve a Strong Loan. Low doc loans are designed for hardworking Aussies with non-traditional income.

No Payslips? No Problem. We've Got You Covered.

Running your own business comes with freedom but when it comes to getting a loan, it often comes with frustration too. Traditional lenders want full financials, pay slips, and two years of tax returns which many self-employed Australians simply don’t have in hand. That’s where Low Doc Loans step in.

NextGen Home Loans, we work with lenders who understand how income flows for self-employed individuals. Whether you’re a freelancer, small business owner, sole trader, or contractor, we help you get finance using alternate documentation like BAS statements, bank statements, or accountant declarations. You’ve worked hard to build your business—now it’s time to use it as a foundation to build your future.

Calculator

Your monthly repayments

Interest only repayments for 3 years

$1420

Interest rate

5.68% p.a

Repayments after Interest only period

$2,297
(based on the current rate which may vary)

Total loan repayments

$519,573

Total interest charged

$219,573

You Work Hard for Your Business

Now Let It Work for You. Buy your home, refinance, or invest with a loan built around your situation.